The Arcot Advisor - Product News |
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TransFort Protects Over 18 Million Online ShoppersArcot achieved a significant milestone in 2007 by crossing the 18 million mark for cardholders protected by TransFort authentication. This came on the heels of a 50 percent increase in online shopping activity for those cardholders participating in the Verified by Visa, MasterCard SecureCode and JCB J/Secure programs using the Arcot TransFort solution. Enhancing credit card authenticationArcot is the de facto standard for card authentication and fraud reduction, for both issuers and merchants. Arcot co-wrote the 3-D Secure protocol with Visa in 2000, and created a simple yet effective way to protect against fraudulent online transactions. All three major card brands use this protocol in their cardholder authentication programs: Verified by Visa, MasterCard SecureCode, and JCB J/Secure. Cardholders enroll their cards by registering a password. When they shop on participating merchants web sites, registered cardholders must provide this secondary authentication. When used by merchants, some or all of the fraud risk for Card Not Present transactions shifts back to the card issuer. ChoicesArcot offers the choice of a fully-hosted service managed by Arcot or a licensed product for self installation and management. Arcot hosts the service in a SAS 70-certified, PCI-compliant data center, with full system backup and built-in redundancy for high availability. Backed by a team of trained and knowledgeable client service personnel, the service offers a rapid and easy way to ensure authentication for your users, without the costs of building and managing your own data center. For more information about Arcot and TransFort, go to www.arcot.com/products/transfort/index.html. |
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